Income Planning

Smart investing doesn’t have to be complicated investing.

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We act in the best interest of our clients first, foremost and always.

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We work with entrepreneurs because we are entrepreneurs.

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Starting The Process

We start with simple conversations to see whether we’re a fit for each other.

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As Featured In


Oxford Retirement Advisors


While integrous is the adjective of integrity, Oxford Retirement Advisors was created to be the action of integrity. Click here to learn more of what we stand for. Experience what it’s like to be one of our clients. I hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. My team and I are available to help you gain a better understanding of income strategies, financial planning, wealth management, and estate planning.

Our firm is a premier adviser for the Oxford Center for Entrepreneurs. It’s a fast-moving thinktank for entrepreneurs bringing together global thought leaders to share real-world lessons for growth. We have become an integral part of that community, which can be a valued resource to our clients.

Our Stated Investment Philosophy

"Risk Management Is Paramount to investment success."

Unfortunately, many investors take more risk than is necessary to accomplish their goals. My team and I educate clients on products, strategies and services so they can confidently make prudent investment decisions. We have compiled a wealth of information in the form of newsletters, articles and research reports to assist you with your financial planning and frequently update the information on this site. We hope you’ll visit us often. Please contact us at your convenience.

Clint D. Gharib, AIF®, CFEd®
Wealth Manager

The inclusion of a wealth manager on THE FIVE STAR Wealth Manager Award responses from the survey used may not represent the experience of all clients. The rating is not indicative of the wealth manager’s future performance.


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