Market Update-
Shot Heard Round the World

The past two earnings seasons we’ve seen many companies decline even after reporting good earnings and raising forecasts.  During my 33 years managing money, this often occurs during bouts of fear.  Fear is an emotion and I’ve not found any way to predict when people’s emotions will change.  It usually takes something to shake people…

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Market Update-
Should I stay or Should I Go

Recent market panic again in April was ignited by fears of rising rates, future recession and China similarly to the prior two bear corrections (2018 q4 and 2020 q1).  We are still at the crossroads that I wrote about over the past two Market Updates and thus the stock markets are battling back and forth…

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Market Update – War in Ukraine

It’s 1am CST on Feb 23rd as I write this update.  Due to the heightened anxiety over the invasion of Ukraine I felt compelled to provide this update.   I am truly saddened by the actions of Russia and the horrors for many in Ukraine due to the current situation.  As your advisor, it is my…

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Market Update – Perspective

Market Update – Perspectiveby Clint Gharib January 25, 2022 There is no shortage of worries on the minds of investors and traders currently.  In my November 2021 Update ‘Turn Ahead’ I wrote “I’m expecting the markets to sell off in the very short term as earnings season ends this week.  I still see the same…

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Market Update – Turn Ahead?

I’m expecting the markets to sell off in the very short term as earnings season ends this week.  I still see the same 3 main forces driving asset prices though:  huge amount of government stimulus (approx. $3trillion) still not in the system yet) and continued low interest rates along with solid corporate earnings reported.  Because…

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Market Update – Is It Time to Panic?

May 12th saw heavy selling in the markets.  While many media pundits piled on during the decline, some perspective is needed.  Currently the markets are down roughly 5% from the highs of the S&P 500 and less than 8% from the Nasdaq’s highs, not even a correction (10%) so far.  Additionally, we had worse declines…

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Market Update – Round She Goes

by Clint Gharib December 22, 2020 Two years ago, we were in the midst of the December 2018 stock market plunge that per saw the S&P 500 Index drop over 15% from its closing prices Dec 3rd through its closing price Dec 24th as reported by WSJ.com.  Coming off worries over the 2018 mid-term elections…

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Market Update – November Election Impact Upon the Markets

Oxford_RA_Vote_Finances_Markets

September 2020. Oxford Retirement Advisors Market Update – November Election Impact Upon the Financial Markets As a financial advisor for over 30 years now, I am always on the lookout for half-truths that may hurt investors. With the 2020 US general election fast approaching, we’re seeing the same old half-truth resurfacing that says investors are…

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Small Business Short-Term Financing Options.

It might surprise you that there are times when a business owner may tap into their personal funds.  If they were certain the business is sustainable after the pandemic and forthcoming economic shifts. If borrowing cash won’t put their personal household in debt. If your small business needs short-term financing but can’t find it affordably…

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