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Santa Rosa Beach, FL – April 14, 2026 — Oxford Retirement Advisors, a financial advisory firm focusing on retirement income planning and wealth management, today announced a strategic partnership with…

Financial markets have a habit of panicking about new technology before they understand it. It has happened many times before. Railroads were once feared as dangerous speculation.  Electricity was expected…

The One Big Beautiful Bill Act opened up a Roth IRA sweet spot for folks previously shut out from contributing to a Roth. Beginning in 2026 If you’re a married…

After more than 35 years in the markets, I can say I’m feeling déjà vu twice over which is defined as a feeling of having already experienced the present situation.…

Wow what a new year can ring in.  If you’ve been reading my Updates then you know I have been saying for many months to prepare for a real sell-off:…

As so often is the case, history provides some valuable perspective and possible lessons. I’ve been advising clients over 36 years and have lived through two of the worst bear markets…

September 18th marked the one-year anniversary since the Federal Reserve began lowering interest rates.  The S&P 500 Index is up roughly 17% over that period.  I’m repeatedly being asked by…

So far this year alone we have had “experts” ‘cry wolf’ over the Deep Seek announcement, then they ‘cried wolf’ over the 2025 Trump tariffs and recently they ‘cried wolf’…

By Clint Gharib, AIF®, CFEd® The passing of the “One Big, Beautiful Bill Act (OBBBA) by the US Government on July 4th this year has a myriad of changes that can…

By Clint Gharib, AIF®, CFEd® 2025 Q2 was nothing short of stellar for many areas of the stock markets both the US and abroad. This year so far, the markets have…